In recent years the banking system has become more and more advanced. The banking customers are getting advanced facilities and services. Anyone can avail of different banking services using their mobile phone. Using an online banking app, you can conduct the following banking activities online;
- make requests for credit or debit cards,
- pay for your water or electricity bills,
- receive and transfer funds to another account,
- check transaction history
- get your monthly or weekly bank statement, etc.
So, these are some of the banking activities you can access using an online bank app.
In this digital era, you should also take advantage of technologies and start conducting banking activities online. But you cannot access any banking services or features if you do not have a digital bank account. So, you must have a digital bank account to conduct banking activities online over your mobile screen. So, if you are still in doubt about why you should open a digital bank account, let’s have a look at its essential benefits, which are as follows;
Online processing
You should open online bank account because you can open it online anytime using a digital banking app. You could indeed open a digital bank account from the convenience of your own home by making a few clicks on your mobile device, so you don’t have to go to banks or other financial institutions. You can open a digital bank account by following these simple and quick steps;
- First, install a digital banking account on your mobile phone.
- Then choose the specific account from the list of different banking accounts, such as bank account savings, fixed deposit accounts, etc.
- Now fill out an account opening application form and provide your correct details, such as full name, email address, contact number, age, etc.
- Provide necessary documents, such as identity proofs, address proof, income proof, etc.
- Complete KYC
- The digital bank will open your account quickly once it verifies your information.
- You will receive a notification or message regarding your new bank account for confirmation.
So, by following these steps, anyone can open a digital bank account using an online banking app.
24/7 customer support
When you open a digital bank account, you get 24/7 hours of customer support. You can connect with customer care anytime via chat or call whenever you have any doubts or queries.
Easy access
You can access your digital account easily and faster using the online banking app. Open the digital bank app on your phone and conduct any banking activity anytime.
Keep track of your banking activities
You can also keep regular track of the banking activities that you are conducting using your digital bank account. You can check transaction history, loan EMI statement, credit card bill status, account balance, etc., within a few clicks.
Earn interest
Banks also provide specified interest rates to the customers on their digital bank account balance. So, you can earn monthly interest as per the balance available in your account.
So, these are the significant benefits of opening a digital bank account using an online banking app.